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Florida Home Buying Process


Here you will find a brief description of the process for buying Florida real estate for those interested to own a single family home, an apartment, a villa, a condo or a town home! 

  • The perfect Florida home for your unique needs, desires, and budget is identified
  • Your offer is accepted by the seller (resale) or developer (new homes), a closing date is set, and a deposit (“earnest money”) is paid to the Title company to seal the deal
  • Buyer reviews and signs the seller disclosures
  • Buyer elects to perform home inspections, completed by a certain date. The anticipated costs of any problems found during the inspection will be submitted to the seller
  • For those borrowing/applying for a loan to purchase  their Florida home, residential, second home/vacation home or investment property there is a mortgage process (for more details about current foreign national loan programs please read the Information menu)
  • Once the loan is approved, the title company performs a title search (if they haven’t already) to make sure there are no liens against the house and that the seller is the legal and rightful owner
  •  Before closing there is a final walkthrough
  • A final cash figure for what the buyer needs to bring to the closing table is calculated. A HUD-1, containing all expenses and fees is presented to the buyer for review
  • The closing takes place at the title company. For those who finance their home, our preferred lender does not require presence at the closing. This mail-away closing possibility means that you can sign all closing related documents at the US Embassy in your own country
  • Congratulations, you are now a proud Florida real estate owner! You get the keys to your Florida single family home, apartment, villa, condo or town home, move in, or rent it out while away!

 Florida, a place to live, love, visit, buy, invest, rent and sell!