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Foreign National Loan Program


Information for non-citizens interested in foreign national loan program to finance their real estate purchase.



  • Down payment 30%
  • Loan term 30 years 5/1 ARM
  • Current interest rate 5.5%
  • Minimum loan amount $125,000
  • No prepayment penalty unless paid off in less than a year


  • One-year financial statements (no tax returns)
  • Copy of passport and VISA
  • Two most recent monthly Bank Statement showing sufficient funds for down payment and closing costs
  • Reserves for 12 months in a USA bank account
  • Three reference letters - can be for credit cards and bank accounts


  • SELF-EMPLOYED: Certified Public Accountant letter stating the name of the business, the percentage that the borrower owns, the type of business and the start date
  • EMPLOYED: Letter from employer with most recent two paystubs


  • Sample letters and full assistance will be provided
  • No presence required, closing documents can be signed at US Embassy in your county
  • USA bank account needed


Your choice!